Independent Investor/@theMarket http://www.iberkshires.com/blogs/Bill_Schmick? Independent Investor/@theMarket Thu, 31 Jul 2014 13:35:19 EDT en-us The Independent Investor: How Much Is Too Much to Spend in Retirement? http://www.iberkshires.com/blogs/Bill_Schmick?bid=2666 http://www.iberkshires.com/blogs/Bill_Schmick?bid=2666 Thu, 17 Jul 2014 14:53:00 EDT More and more baby boomers retire each year. One of the questions that trouble them the most is whether they have enough savings to last their lifetime. The answer largely depends on how much they plan to spend each year. The historical guideline that most financial planners use is a 4... The Independent Investor: The Fed Turns Off the Spigot http://www.iberkshires.com/blogs/Bill_Schmick?bid=2649 http://www.iberkshires.com/blogs/Bill_Schmick?bid=2649 Thu, 10 Jul 2014 18:15:00 EDT The Federal Reserve Bank announced an end to their latest quantitative stimulus program on Wednesday. The markets worldwide sold off on Thursday. Was it just a coincidence?   It was not as if their announcement was unexpected. The Fed has been winding down its $85 billion a month... The Independent Investor: Should You Pay Off Mortgage Before Retiring? http://www.iberkshires.com/blogs/Bill_Schmick?bid=2605 http://www.iberkshires.com/blogs/Bill_Schmick?bid=2605 Thu, 26 Jun 2014 15:21:00 EDT Many retirees, concerned with no longer having a steady paycheck, have asked me for advice on whether to pay off their mortgage early. There is no definitive answer but here are some variables to consider when making a decision. Your monthly mortgage payment in retirement may represent a... The Independent Investor: Retirement should be a part-time job http://www.iberkshires.com/blogs/Bill_Schmick?bid=2600 http://www.iberkshires.com/blogs/Bill_Schmick?bid=2600 Fri, 20 Jun 2014 11:14:00 EDT Only 40 percent of those who retire find that their quality of life improved. That’s because the majority of Americans, especially men, fail to understand that retirement can have a sudden and stressful impact on their lives and especially their marriage. Don’t let this happen to... The Independent Investor: Unhappily Ever After http://www.iberkshires.com/blogs/Bill_Schmick?bid=2591 http://www.iberkshires.com/blogs/Bill_Schmick?bid=2591 Fri, 13 Jun 2014 14:44:00 EDT Over the next decade roughly 75 million Americans will retire. While most of us are well-aware of the need to plan, save and invest for that momentous moment, very few of us are actually prepared for the non-financial challenges of retirement itself. Recently, as a result of one local... @theMarket: June Swoon http://www.iberkshires.com/blogs/Bill_Schmick?bid=2590 http://www.iberkshires.com/blogs/Bill_Schmick?bid=2590 Fri, 13 Jun 2014 14:37:00 EDT This week the stock market was actually down three days in a row. It caught many investors off guard, but by the end of the week, traders were expecting the dip buyers to arrive. They did not disappoint. As we approach the first days of summer, the stock market appears to be becoming more,... @theMarket: Europe Is a Good Bet http://www.iberkshires.com/blogs/Bill_Schmick?bid=2584 http://www.iberkshires.com/blogs/Bill_Schmick?bid=2584 Sun, 08 Jun 2014 00:34:00 EDT When the allies invaded the coast of Normandy on June 6, 1944, no one knew how much was at stake. It was a risky move that not only put an end to years of bloodshed within Europe but also ushered in a new world order that continues today. European leaders are hoping that their central bank's... The Independent Investor: A Road to the Future http://www.iberkshires.com/blogs/Bill_Schmick?bid=2580 http://www.iberkshires.com/blogs/Bill_Schmick?bid=2580 Thu, 05 Jun 2014 16:02:00 EDT There is a growing national buzz among scientists and engineers over a driveway in Idaho. This green-hued stretch of hexagonal tiles of hardened glass in an Idaho suburb represents one prototype idea for revolutionizing the nation's highways. It could be a road to the future. The... The Independent Investor: Holy Cow http://www.iberkshires.com/blogs/Bill_Schmick?bid=2575 http://www.iberkshires.com/blogs/Bill_Schmick?bid=2575 Fri, 30 May 2014 13:04:00 EDT While shopping for my Memorial Day cook-out last weekend, I experienced a lethal dose of sticker shock. Steaks, roasts, spare ribs, pork loin, even ground beef were commanding prices that were a good 5 to 9 percent higher than they were at the start of the year. Unfortunately, it appears... @theMarket: Flirting With Record Highs Again http://www.iberkshires.com/blogs/Bill_Schmick?bid=2572 http://www.iberkshires.com/blogs/Bill_Schmick?bid=2572 Sat, 24 May 2014 07:31:00 EDT You can't keep a good market down, so why is everyone so darn worried about the stock market? Could it be that too much of a good thing may be dangerous to your financial health? If so, someone should tell the bulls. Truly, no one should be complaining. Here we are at the end of May,...