Protect Your Online Data With These Tips

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In recognition of National Data Privacy Day on Jan. 28, Adams Community Bank is urging customers to take an active role in protecting their data.     

"Adams Community Bank’s first priority is to protect our customers’ money and information,” said Charles P. O’Brien, president  and CEO.  “We use a combination of safeguards to protect our customers’ information, and we encourage our customers to partner with us in that effort.”

To help ensure the safety of personal information, Adams Community Bank suggests following these four tips:

* Create c0mplic@t3d passwords. Avoid birthdays, pet names and simple passwords like 12345. It is also important to change passwords at least three times a year. Because friendly theft – theft by someone the victim knows – is the most common type of identity theft or fraud, don’t share your passwords with family members and be mindful of who has access to your personal information.

* Keep tabs on your accounts. Check account activity and online statements often, instead of waiting for the monthly statement. You are the first line of defense because you know right away if a transaction is fraudulent. If you notice unusual or unauthorized activity, notify your bank right away. When a customer reports an unauthorized transaction in a timely manner, the bank will cover the loss and take measures to protect the account.

* Stay alert online. Be sure computers and mobile devices are equipped with up-to-date anti-virus and malware protection. Never give out your personal financial information in response to an unsolicited email, no matter how official it may seem. Your bank will never contact you by email asking for your password, PIN, or account information. Only open links and attachments from trusted sources. When submitting financial information on a website, look for the padlock or key icon at the top or bottom of your browser, and make sure the Internet address begins with “https.” This signals that your information is secure during transmission.

* Mobilize your defenses. Use the pass code lock on your Smartphone and other devices. This will make it more difficult for thieves to access your information if your device is lost or stolen. Before you donate, sell or trade your mobile device, be sure to wipe it using specialized software or using the manufacturer’s recommended technique. Some software allows you to wipe your device remotely if it is lost or stolen. Use caution when downloading apps, as they may contain malware and avoid opening links and attachments – especially from senders you don’t know.

Tips for Victims:


If you are a victim of fraud and suspect your personal information has been compromised, you should take the following steps:

* Call your bank and credit card issuers immediately so they can take necessary steps to protect your account.

* File a police report and call the fraud unit of the three credit-reporting companies.

* Consider placing a victim statement in your credit report and a fraud alert on your account.

* Keep a log of all the contacts you make with authorities regarding the matter. Write down names, titles, and phone numbers in case you need to re-contact them or refer to them in future correspondence.

* Contact the FTC’s ID Theft Consumer Response Center at 1-877-ID THEFT (1-877-438-4338) or www.ftc.gov/idtheft.

Data Privacy Day commemorates the 1981 signing of the first legally binding international treaty dealing with privacy and data protection. It is led by the National Cyber Security Alliance, a nonprofit, public private partnership focused on cyber security education for all online citizens.

Adams Community Bank is an independent, community savings bank located in the Berkshires of western Massachusetts and headquartered in Adams.

If you would like to contribute information on this article, contact us at info@iberkshires.com.

Central Berkshire School Officials OK $35M Budget

By Sabrina DammsiBerkshires Staff
DALTON, Mass. — The Central Berkshire Regional School Committee approved a $35 million budget for fiscal 2025 during its meeting on Thursday.
 
Much of the proposed spending plan is similar to what was predicted in the initial and tentative budget presentations, however, the district did work with the Finance subcommittee to further offset the assessments to the towns, Superintendent Leslie Blake-Davis said. 
 
"What you're going see in this budget is a lower average assessment to the towns than what you saw in the other in the tentative budget that was approved," she said. 
 
The fiscal 2025 budget is $35,428,892, a 5.56 percent or $1,867,649, over this year's $33,561,243.
 
"This is using our operating funds, revolving revenue or grant revenue. So what made up the budget for the tentative budget is pretty much the same," Director of Finance and Operations Gregory Boino said.
 
"We're just moving around funds … so, we're using more of the FY25 rural aid funds instead of operating funds next year."
 
Increases the district has in the FY25 operating budget are from active employee health insurance, retiree health insurance, special education out-of-district tuition, temporary bond principal and interest payment, pupil transportation, Berkshire County Retirement contributions, and the federal payroll tax. 
 
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