Waterman's, Flynn & Dagnoli Earn Giorgi League Wins

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NORTH ADAMS, Mass. -- Nick Waterman scored 11 points Wednesday to lead Waterman's Excavating to a 27-25 win over Frank Field Contracting in the John Giorgi Summer Basketball League.
 
Paul Oparowski Jr. scored 10 to lead Frank Field.
 
In Wednesday's other game, Lawrence Carrier scored 17 and pulled down eight rebounds to lead Flynn & Dagnoli/Kingsbread in a 61-41 win over RJ's Taxi.
 
Sedale Jones and Joe Wiggins backed up Carrier with 11 an 10 points, respectively.
 
Hayden Bird scored a game-high 18 for RJ's Taxi.
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Estate Plans Can Help You Answer Questions About the Future

Submitted by Edward Jones

The word "estate" conjures images of great wealth, which may be one of the reasons so many people don't develop estate plans. After all, they're not rich, so why make the effort? In reality, though, if you have a family, you can probably benefit from estate planning, whatever your asset level. And you may well find that a comprehensive estate plan can help you answer some questions you may find unsettling – or even worrisome.

Here are a few of these questions:

* What will happen to my children?
With luck, you (and your co-parent, if you have one) will be alive and well at least until your children reach the age of majority (either 18 or 21, depending on where you live). Nonetheless, you don't want to take any chances, so, as part of your estate plans, you may want to name a guardian to take care of your children if you are not around. You also might want to name a conservator – sometimes called a "guardian of the estate" – to manage any assets your minor children might inherit.

* Will there be a fight over my assets? Without a solid estate plan in place, your assets could be subject to the time-consuming, expensive – and very public – probate process. During probate, your relatives and creditors can gain access to your records, and possibly even challenge your will. But with proper planning, you can maintain your privacy. As one possible element of an estate plan, a living trust allows your property to avoid probate and pass quickly to the beneficiaries you have named.

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