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North Adams Happenings: Sept. 11-17

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SAVE THE DATE
SEPTEMBER 20th - 22nd - FreshGrass Festival 2019
An opportunity for enthusiasts to both appreciate and participate, FreshGrass is a family-friendly festival, brimming with bright talent on four stages, and also in our galleries, brick-lined courtyards, and grassy field, produced in partnership by MASS MoCA, the FreshGrass Foundation, and No Depression.

Music starts early in the museum courtyards, moves to our spacious (and grassy!) urban concert meadow, and then continues until past your bedtime with wild and woolly late-night barn dances in the Hunter Center on Friday and Saturday nights. The lineup is jam-packed with guitar gods and banjo gurus, traditionalists, and trailblazers — artists you already know and love interspersed with FreshGrass discoveries. Taken together, it’s an expansive group of performers who both draw on the past and look to the future. We like to think of it as “great music uprooted.
More information.

OCTOBER 6th - 64th Annual Fall Foliage Parade
Join us for the 64th Annual Fall Foliage Parade in North Adams. This is a free event and is fun for the whole family. This year's theme is "There's No Place like Home in the Berkshires"! 

If you'd like to participate in the parade as a float, band/music unit, marching unit, veterans unit or public safety unit you can complete the application here: https://1berkshire.com/events/fall-foliage-parade/parade-application/

Sponsors and volunteers are also still being accepted for the parade, information can be found here: https://1berkshire.com/events/fall-foliage-parade/
Wednesday 9/11
9:00 A.M. (FREE), SOCIAL, Open Hours UNO Community Center, 157 River Street, (413) 664-4612 More information.

10:00 A.M. (FREE), KIDS, 1,2,3 Magic Workshop The Family Place, 61 Main Street, Room 2018 (413) 663-7588 More information.  

10:00 A.M. (FREE), KIDS, Terrific Tots Playgroup The Family Center, 210 State Street, (413) 664-4821 More information.  

10:30 A.M. (FREE), KIDS, Preschool Story Time North Adams Public Library, 74 Church Street, (413) 662-3133 More information. 


11:30 A.M. (FREE), KIDS, Little Wonders Baby Playgroup The Family Center, 210 State Street, (413) 664-4821 More information. 

7:00 P.M. ($12 adv, $15 at the door), CONCERT, Seratones w/ Hanorah HiLo North Adams, 55 Union Street More information.

8:00 P.M. (FREE), GAMES, Trivia Night! Ramunto's, 67 Main Street, (413) 398-5152 More information.

8:00 P.M. (FREE), MUSIC, John Wiese at Belltower Records Norad Mill, Suite 301, 60 Roberts Dr More information.

Thursday 9/12
9:00 A.M. (FREE), SOCIAL, Open Hours UNO Community Center, 157 River Street, (413) 664-4612 More information.

2:00 P.M. (FREE), BOOK GROUP, September Book Club North Adams Public Library, 74 Church Street, (413) 662-3133 More information. 

4:00 P.M. (FREE), TUTORING, After School Program UNO Community Center, 157 River Street, (413) 664-4612 More information.

5:00 P.M. (FREE), ART, Open Studios Assets for Artists, 1320 Mass Moca Way More information.

6:00 P.M. (FREE), BIKING, Downtown Bike Around St Anthony's Municipal Parking Lot More information.

7:30 P.M. (FREE), BINGO, Musical Bingo at Mingo's Sports Bar and Grill 41 Roberts Drive More information.

8:00 P.M. to 11:00 P.M. (FREE), MUSIC, The Chalet: Annie Guthrie The Chalet at Courtyard D, MASS MoCA, 1040 MASS MoCA Way More information.
Friday 9/13
7:30 A.M. (FREE), MEET AND GREET, Coffee Date at the NAMAzing Eagle Street Parklet NAMAzing Eagle Street Parklet More information.

9:00 A.M. (FREE), BOOK SALE, Book Sale North Adams Public Library, 74 Church Street, (413) 662-3133 More information. 

10:00 A.M. (FREE), KIDS, Drop-In Playgroup The Family Center, 210 State Street, (413) 664-4821 More information.

10:00 A.M. (FREE), COMMUNITY, nbCC’s Annual Community Assessment Forum The Green, 85 Main Street More information.

11:00 A.M. (FREE), KIDS, Kidleidoscope New England's Natural Bridge, 1 McCauley Road More information.

12:00 P.M. (FREE), SOCIAL, Open Hours UNO Community Center, 157 River Street, (413) 664-4612 More information.

7:00 P.M. (By Donation), CRAFTING, Knitting Nights with Common Folk Common Folk, 73 Main Street More information.

7:00 P.M. ($1 and up), GAMES, BINGO! North Adams Elks 487 Lodge, 100 Eagle Street, (413) 664-9039 More information.

9:00 P.M. (FREE), MUSIC, Karaoke Friday! State Street Tavern, 167 State Street, (413) 664-9152 More information.
Saturday 9/14
9:00 A.M. (FREE), BOOK SALE, Book Sale North Adams Public Library, 74 Church Street, (413) 662-3133 More information. 

9:00 A.M. to 1:00 P.M. (FREE), MARKET, North Adams Farmers Market St. Anthony's Parking Lot at Marshall Street and St. Anthony's Drive, (413) 664-6180 More information.

10:00 A.M. (FREE), FAMILY, Origami Bookmarks, Family Arts and Crafts The Family Place, 61 Main Street, Room 2018 (413) 663-7588 ext 11 More information.  

10:00 A.M. (FREE), GEOLOGY, Northern Berkshire Mineral Clubs 56th Annual Gem Show American Legion, 91 American Legion Dr More information.

10:00 A.M. (FREE), NATURE, Natural Bridge History Tour New England's Natural Bridge, 1 McCauley Rd More information.

10:00 A.M. (FREE), GARDENING, Gardening Program UNO Community Center, 157 River Street, (413) 664-4612 More information.

10:00 A.M. (FREE), GARDENING, 150th Anniversary of All Saints Berkshires Church All Saints Episcopal Church, 59 Summer St More information.

1:00 P.M. (FREE), FUNDRAISING, AYJ Fund Corn Hole Tournament UNO Community Center, 157 River Street, (413) 664-4612 More information.
Sunday 9/15
10:00 A.M. (FREE), NATURE, Natural Bridge History Tour New England's Natural Bridge, 1 McCauley Rd More information.

4:00 P.M. (FREE), MUSIC, Racks and Stacks- Barbecue and Vinyl Music A-ok Berkshire Barbeque, 2601 MASS MoCA Way, (413) 398-5079 More information.
Monday 9/16
5:00 P.M. (FREE), VOLUNTEERING, ROOTS Volunteer Training ROOTS Teen Center, 43 Eagle Street More Information
 
7:00 P.M. (FREE), TRIVIA, Trivia Night Bright Ideas Brewing, 111 Mass Moca Way More Information
Tuesday 9/17
10:30 A.M. (FREE), KIDS, Toddler Story Time North Adams Public Library, 74 Church Street, (413) 662-3133 More Information

11:30 A.M. (FREE), KIDS, North Adams Village Closet Pop-Up 77 Hospital Ave More Information

3:30 P.M. (FREE), KIDS, Preschool STEM Group The Family Center, 210 State Street, 413-664-4821 More Information

3:30 P.M. (FREE), KIDS, Preschool Art Club The Born Learning Trail at Joe Wolfe Field, 413-664-4821 More Information

6:00 P.M. (FREE), MUSIC, Common Folk Presents Melanie Glenn Bright Ideas Brewing, 111 Mass Moca Way More Information

6:30 P.M. (FREE), TUTORING, After School Program UNO Community Center, 157 River Street, (413) 664-4612 More information.

FROM OUR NEIGHBORS
 

Saturday, September 14, 9:00 A.M. to 2:00 P.M. - WILLIAMSTOWN- Williamstown Farmers Market

Multiple Upcoming Dates  - ADAMS - Hoosac Valley Train Ride

Saturday September 14 - ADAMS- Carpe Diem: Art & Music Festival
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Sticking to Budget Can Boost Your Emergency Fund

Submitted by Edward Jones

During the coronavirus pandemic, our health concerns – for ourselves and our loved ones – have been at the top of our minds. But financial worries have been there, too, both for people whose employment has been affected and for investors anxious about the volatile financial markets. 

And one aspect of every individual's total financial picture has become quite clear – the importance of an emergency fund.

In normal times, it's a good idea for you to keep three to six months' worth of living expenses in a liquid, low-risk account. Having an emergency fund available can help you cope with those large, unexpected costs, such as a major car repair or a costly medical bill.

Furthermore, if you have an adequate emergency fund, you won't have to dip into your long-term investments to pay for short-term needs. These investment vehicles, such as your IRA and 401(k), are designed for your retirement, so the more you can leave them intact, the more assets you are likely to have when you retire. And because they are intended for your retirement, they typically come with disincentives, including taxes and penalties, if you do tap into them early. (However, as part of the economic stimulus legislation known as the CARES Act, individuals can now take up to $100,000 from their 401(k) plans and IRAs without paying the 10 percent penalty that typically applies to investors younger than 59 1/2. If you take this type of withdrawal, you have up to three years to pay the taxes and, if you want, replace the funds, beyond the usual caps on annual contributions.)

Of course, life is expensive, so it's not always easy to put away money in a fund that you aren't going to use for your normal cash flow. That’s why it's so important to establish a budget and stick to it. When developing such a budget, you may find ways to cut down on your spending, freeing up money that could be used to build your emergency fund.

There are different ways to establish a budget, but they all typically involve identifying your income and expenses and separating your needs and wants. You can find various online budgeting tools to help you get started, but, ultimately, it's up to you to make your budget work. Nonetheless, you may be pleasantly surprised at how painless it is to follow a budget. For example, if you have budgeted a certain amount for food each month, you will need to avoid going to the grocery store several times a week, just to pick up "a few things" – because it doesn't really take that many visits for those few things to add up to hundreds of dollars. You will be much better off limiting your trips to the grocery, making a list of the items you need and adhering to these lists. After doing this for a few months, see how much you have saved – it may be much more than you would expect. Besides using these savings to strengthen your emergency fund, you could also deploy them toward longer-term investments designed to help you reach other objectives, such as retirement.

Saving money is always a good idea, and when you use your savings to build an emergency fund, you can help yourself prepare for the unexpected and make progress toward your long-term goals.

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