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Help Protect Older Adults from Financial Abuse

Unfortunately, it is possible for anyone to become a victim. For a variety of reasons, older adults may be easier targets than younger people.

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Plan for Health Care Costs During Retirement

In fact, your health care costs during retirement may well increase, so you may want to plan for these costs well before you leave the work force. How much can you expect to spend on health care during your retirement years?

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BRPC Crafting Succession Plan For Executive Director

BRPC Executive Director Nathaniel Karns knows a thing or two about planning. He's been in the business for 40 years with most recently a 23-year stint as the executive director of Berkshire Regional Planning Commission.

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North Adams Council Bids Farewell to Assistant City Clerk

The City Council on Tuesday bid goodbye to one longtime employee and welcomed her replacement. Assistant City Clerk Nancy Canales, who retired last week after nearly 19 years with the city, was presented with framed and personalized map of historic North Adams by the City Council.

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What Should You Know About Taking RMDs?

Once you turn 70 1/2, you generally need to start taking withdrawals – the technical term is "required minimum distributions," or RMDs – from your traditional IRA and your 401(k) or similar plan, such as a 403(b) plan (for employees of pubic schools, religious institutions and other tax-exempt organizations) or 457(b) plan (for employees of state and local governments and governmental agencies).

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Investment Tips for 'Millennials'

But since you do have so many years until you retire, you’ve got the luxury of putting time on your side as you save and plan for retirement.

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Adams Acknowledges DPW Employee After 39 Years Of Service

The town acknowledged longtime Department of Public Works operator Larry Robert, who is retiring after serving the town for 39 years.

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Here's Your Retirement 'To Do' List

This can be a helpful tool for organizing your activities in the near future – but have you ever thought of developing a "to do" list for long-term goals, such as a comfortable retirement?

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Longtime Adams-Cheshire Custodian Retires After 39 Years

Stanley "Stash" Cote hung up his mop and broom for the final time on Wednesday. The longtime custodian spent 39 years cleaning up after the children of the Adams-Cheshire Regional School District. But Cote's expectation of sweeping up and walking into retirement didn't go as quietly as expected. Instead, he was met with a hall full of students and faculty thanking him with a "walk of honor."

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How Should You Use Retirement Plan Distributions?

So, assuming you do have a traditional IRA and a 401(k) or similar plan, what should you do with the RMDs? You'll probably require at least some of these distributions for your living expenses, but if you don't need it all, what should you do with the "excess"?

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It's National Save for Retirement Week – So Take Action

Obviously, you'll want to avoid having either financial regrets or major shortfalls in your retirement savings.

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Want to Retire Early? Start Planning Now

But what if you don't want to wait until 63 or so? Can you afford to retire early?

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Diversification Is Still Important for Retirees

Once you retire, you may need to look at your investment portfolio somewhat differently – instead of "building it up," you may now want to think of "making it last."

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Be Aware of Challenges to Managing Retirement Income

So, all in all, it’s a good idea to think about ways to boost your retirement savings now, before you’re retired. And once you do retire, you’ll need to be adept at managing your income.

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Don’t Keep Family in the Dark About Your Plans

Specifically, you need to inform your spouse and your grown children what you have in mind for the future – because the more they know, the fewer the surprises that await them down the road.

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North Adams Superintendent Gets Video Send Off

Mayor Richard Alcombright thanked Montepare for helping so many families in the city, including his own. "You've been a tremendous friend not only to me but to everyone who's come in contact with you," he said. "You always find the right thing to do and the right way to do it." Montepare, who retired a few months ago but stayed on as a part-time interim was attending his final School Committee meeting. His replacement, Barbara Malkas, begins on July 1.

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Mister Tire Closing After 38 Years in North Adams

One sure sign that winter is coming has been for decades the spiraling line of vehicles leading to the doors of Mister Tire No more. After more than 40 years, Larry Davis is cleaning his hands of the tire business. Davis confirmed on Tuesday that Mister Tire will be closing its doors on June 4

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Here’s How to Keep Your Portfolio Healthy

Of course, while nurses and doctors can help you in many ways, you can do a lot of good for yourself by adopting healthy living habits, such as eating right, exercising frequently, and so on. But you can also do much to help your financial health.

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Can You Make Your Investments Less 'Taxing'?

Still, you may want to look for ways to reduce those taxes associated with your investments, leaving you more money available to meet your important goals, such as a comfortable retirement.

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While Paying Off Student Loans, Don’t Forget About Retirement

The sooner you begin saving and investing for retirement, the more time you’ll have for your money to grow. Plus, your early start will help you avoid having to play “catch up” later.

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Which IRA Is Better for Younger Workers?

Essentially, you can choose between a “traditional” IRA and a Roth IRA. (Other types of IRAs are available if you’re self-employed.)

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Is Your 'Financial Umbrella' in Place?

While ranking high on the list of truly obscure celebrations, this “Month” can still teach us a few things – especially if we think about “umbrellas” that can help us protect our financial goals.

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Women May Need Extra Steps on the Road to Financial Security

First of all, be aware of the potential obstacles facing women: lower earnings than men, longer lifespans than men and more time out of the workforce than men.

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Should You Retire in 'Stages'?

As its name suggests, retiring in stages typically involves reducing one’s work hours from full-time to part-time, and then, eventually, to complete retirement.

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