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The Berkshires online guide to events, news and Berkshire County community information.           
Friday November 20, 2009
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What's Playing


The Drury Drama Team presents "Dracula" on Thursday-Saturday, Nov. 19-21.

If you don't know who these guys are, just stay home.


'Pirate Radio': Good Movie Ahoy, Mateys
Movie schedules and times

Bazaars

Nov. 21

St. Stanislaus School benefit, 9 to 4 in Kolbe Hall, Adams. Bake sale, snack bar, games, Chinese auctions, money raffle, crafts, and pierogi.

Blackinton Union Church, 1373 Massachusetts Ave., North Adams; 10 to 2. Crafts table, bake sale, Chinese auction, the Christmas table, and kid's grab bag. Lunch $4, $2 kids.

First Congregational Church, North Adams, 9-2.

Nov. 28

Becket Federated Church
, Route 8, holiday bazaar from 9-3. Lunch, crafts, baked goods, holiday and other items. Information: Mary Peltier, Parish House, 413-623-5217.


Dec. 5

Holiday Fair at First Congregational Church, 25 Park Place, Lee, from 10 to 3; handcrafted items, raffles, children's shop, bake sale, cut Christmas trees and lunch from 11 to 1. Includes angel-themed goods from SERRV. Information, 413-243-1033 or www.ucc-lee.org.


Dec. 12-13

North Adams Country Club, crafts 9-4; food from That's a Wrap from 11-2. Information: Sheryl Morehouse at 413-822-3329.

Planning a bazaar this season? Submit information to info@iberkshires.com to have it listed here.

Sales Fliers

 
 

Daily Digest

Hooray for Vermont's Sanders and his battle against credit card companies.
How Much is Heating Oil this Week?
It's breaking $2.50 but still cheaper than gas.
Clarksburg Crime Watch Signs



We're trying out blogs to offer shorter, easy-to-find news. Let us know what you think.
Send press releases and announcements to info@iberkshires.com. Need to contact someone at iBerkshires? Here's how.
Mammography Dispute
The government's issued controversial new guidelines stating that women shouldn't get annual mammograms until age 50, rather than age 40.

iBerkshires will be meeting with local medical experts Monday. Have a question you'd like answered on this issue? Send it info@iberkshires.com with "mammogram" in the subject line.

Obituaries

Jane T. Rice, 72
Ruth H. Rhoades, 68
More obituaries
Edward J. Carsno Sr., 74

Sports

Williams College Men's Basketball Season Outlook
2009 MIAA Girls Soccer - State Division 2

Final: Wahconah vs Cardinal Spellman
Date / Time: 11/21/2009; 3:30pm
Location: Foley Stadium, Worcester
MCLA Picked Last in Men's Preseason Coaches Poll

Media Partners

Berkshire News Network (WNAW;WUPE)
WJJW Charlie in the Morning

Election


Trying to remember who won what and why? All the information is right here.

 

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The Independent Investor: Finally, a Handout for the Silent Majority

By Bill Schmick
iBerkshires Columnist
10:28PM / Thursday, November 05, 2009

Bill Schmick
Over the last two years, trillions have been spent to aid and assist Wall Street's wealthiest bankers, Detroit's blue-collar autoworkers, owners of gas-guzzling clunkers, first-time homebuyers, thousands of Americans facing foreclosures and maybe another dozen or so programs, that we, the long-suffering, silent majority, will have to pay for. Yesterday, however, Washington finally threw us a crumb. Let's just hope it will pass a House vote.

Buried within a Wall Street Journal Page 2 story titled "Senate Alters Taxes for Big Companies," our lawmakers passed a bill that would allow buyers who have owned their current homes at least five years to be eligible for tax credits of up to $6,500. T

The first-time homebuyers $8,000 tax credit will also be extended to April 30, 2010, for closing by June 30, 2010. More than 1.25 million taxpayers have taken advantage of this credit which has cost you and me $8.5 billion so far. Unemployment insurance will also be extended for another 20 months since one million Americans have run out of unemployment insurance. Now, the House must take up the bill.

One of my editors — I won't mention which publication — sent me an e-mail a few weeks ago. I was writing a column about the Cash for Clunkers program and she took a few minutes to vent. Like me, and I suspect most of my readers, she is a member of the silent majority.

" ... and if I may vent for just a minute, those of us (like me, of course) who could use a new car but already has been (shocker!) driving a fairly efficient vehicle once again misses out. Kinda like those of us (like me, of course) who use credit cards responsibly probably will be hurt with the new credit-card law. Don't get me going on that! I've always been politically moderate and fairly friendly to the government, but I'm sick of living my responsible, efficient little life and having jerks who have to drive 10-mpg monster trucks and build up credit-card debt (probably buying gas, no doubt), not to mention greedy corporate idiots, get the perks and bailouts. It's turning me into a government-hater, or at the very least, a Republican ... yikes :) Sorry, just had to vent for a minute. Sensitive topic!

Have a nice day!"

Now I know that all of these programs are intended to save the world from financial collapse, keep unemployment as low as possible and put the country back in recovery mode. But from where I sit, those of us who have tried to do the right thing in life like live within our means as environmentally aware taxpayers, who save for retirement and keep our greed in check have come up on the short end of the stick this time.

Our retirement savings have been decimated. We will be in hock as a nation for the rest of our lives. Our Social Security will probably be cut in half and most of us will have to continue to work far longer then we expected.

My wife, Barbara, and I have been house-hunting in Massachusetts. Before we started, we crunched the numbers, carefully considering whether we could afford it before embarking on this new venture. Granted, a $6,500 tax credit may not seem like much in the grand scheme of things. It is a tiny amount if you compare it to the billions culprits like Morgan Stanley, Bank of America, Merrill Lynch and others responsible for getting us in this mess were given, but to us it's a lot and we're grateful nonetheless.

I guess the moral of this tale is that it doesn't take much to keep us, the silent majority, happy. Maybe our lawmakers are starting to figure that out.

Bill Schmick is registered as an investment adviser representative and portfolio manager with Berkshire Money Management (BMM), managing more than $200 million for investors in the Berkshires. Bill’s forecasts and opinions are purely his own and do not necessarily represent the views of BMM. None of his commentary is or should be considered investment advice. Direct your inquiries to Bill at 1-888-232-6072 (toll free) or e-mail him at wschmick@fairpoint.net Visit www.afewdollarsmore.com for more of Bill’s insights.

You can also tune in to Bill's "@theMarket" show on Vox radio every Friday morning at 8:35, 9:35 and 11:05 or on WBRK at 4:05 every weekday afternoon.

Anyone seeking individualized investment advice should contact a qualified investment adviser. None of the information presented in this article is intended to be and should not be construed as an endorsement of BMM or a solicitation to become a client of BMM. The reader should not assume that any strategies, or specific investments discussed are employed, bought, sold or held by BMM.
Your Comments
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DEAR SIR
WHAT DO YOU THINK OF "UNIT TRUSTS"
THANK YOU FOR YOUR OPINION
from: marie nelsonon: 11-10-2009



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