North Adams Library Holding Money Smart Week Seminars

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NORTH ADAMS, Mass. — The North Adams Public Library will be hosting a series of short seminars on pressing money issues as part of national “Money Smart Week” from April 21-25.

“Money Smart Week” is a public awareness campaign to promote financial education across all age groups. Launched in 2002 by the Federal Reserve Bank of Chicago, the program is now active in mort ha 45 states through national partnerships with the Certified Financial Planner Board of Standards, Consumer Financial Protection Bureau, the USDA (US Department of Agriculture) Cooperative Extension, and the American Library Association.

“Money Smart Week” events are open to the public at businesses, financial institutions, schools, libraries, non-profits and government agencies throughout the country on topics including kids and money, unemployment, managing student debt, and retirement.

The North Adams Public Library will be offering the following workshops during “Money Smart Week” thanks to our partners Greylock Credit Union, EdwardJones and Mountain One. In addition, there are a number of financial tools on the “Money Smart “ page on the library’s website. These workshops are free.


* Tuesday, April 21, 3:30 p.m.: Greylock Federal Credit Union's Checking Account Essentials. Learn the basic essentials of checking accounts, including online maintenance, reconciliation, debit and credit cards, ATM withdrawals, and the overall importance of good checking habits. Especially great for teens to 20-somethings.

* Thursday, April 23, 4:30 p.m.: Edward Jones seminar with Walter Lother titled "Demystifying Investing." More than 60 percent of Americans have no savings vehicle for the future. Some of that is caused by fear, not knowing where or how to start investing. This brief seminar is filled with ideas and hope.

* Thursday, April 23, 6:30 p.m.: Mountain One Financial's Household Finance and Budgeting. Where does it go? Where should it go? Everybody can budget but sometimes we need a refresher. No matter what your income, this program will help you become a better financial planner.

 


Tags: financial planning,   public library,   

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Clarksburg FinCom, Select Board Agree on $1.9M Town Operating Budget

By Tammy DanielsiBerkshires Staff
CLARKSBURG, Mass. — The town is looking at an operating budget of $1,859,413 for fiscal 2025, down a percent from this year largely because of debt falling off.
 
Town officials are projecting a total budget at about $5.1 million, however, the School Committee is not expected to approve a school budget for two more weeks so no final number has been determined.
 
Town officials said they've asked the school budget to come in at a 2 percent increase. Finance Committee member Carla Fosser asked what would happen if it was more than that. 
 
"Then we would need to make cuts," said Town Administrator Carl McKinney, adding, "I'm a product of that school. But at the same time, we have a town to run to and, you know, we're facing uncertain weather events. And our culverts are old, the roads are falling apart. ... ." 
 
The assessment to McCann Technical School is $363,220, down about $20,000 from this year.
 
The major increases on the town side are step and cost-of-living raises for employees (with the exception of the town clerk at her request), the addition of a highway laborer, an increase in hours from 16 to 24 for the town accountant, and insurance and benefits that are about $70,000. There is a slight increase for employee training and supplies such as postage.
 
Select Board Chair Robert Norcross at Wednesday's joint meeting with the Finance Committee, said the town's employees are hard-working and that wages aren't keeping up with inflaction.
 
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