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What Is Smarter: Paying Off Debts or Investing?

Wherever this money comes from, you will want to put it to good use. Should you use the cash to pay down debts or should you invest it instead?

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Three Factors to Consider When Making Charitable Gifts

But before you donate financial assets, such as stocks, you will need to consider several factors, including taxes, your portfolio balance and the reputation of the charity.

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Take Advantage of Tax Diversification

So, given the difference in how taxes are treated in these accounts, how can you choose where to put your money? For example, when would you contribute to a Roth IRA or Roth 401(k), rather than a traditional, tax-deferred IRA or 401(k)?

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How Should You Respond to Wild Swings in Financial Markets?

The daily drops pushed U.S. stocks down about 10 percent from their recent record highs, although they have regained some of that ground.

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Time to Think About Year-End Investment Moves

We've still got a couple of months left in 2018, but it's not too soon to start thinking about some year-end investment moves that might benefit you.

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Leaving Your Job? What Should You Do With Your 401(k)?

You have several choices — and it’s important that you understand them, because your decision can greatly affect the resources you’ll ultimately have available during your retirement years.

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Consolidating Accounts Leads to Clear Financial Strategy

Over the course of their lives, many people pick up a variety of financial accounts from multiple sources. They might have a few IRAs from different providers, a couple of old 401(k) plans from past employers, an insurance policy (or two) purchased many years ago, and a scattershot of stocks, bonds, certificates of deposit and other investments.

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Pension Buyout Offer: Annuity or Lump Sum?

You can take your pension as a lump sum of your accrued benefits, or you can convert it to an annuity, which can be structured to provide you with a lifetime income stream. Which choice is best?

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Retirement Security Week: Take Steps to Boost Your Retirement Security

Some 50 percent of households are considered at risk of not having enough money to maintain their living standards in retirement, according to the National Retirement Risk Index, produced by the Center for Retirement Research at Boston College.

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How Can You Become a 'Sustainable' Investor?

If you haven't heard of this term, you might know it by other names: socially responsible investing, values-based investing and environmental, social and governance (ESG) investing.

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Can You Count on a Bountiful Investment 'Harvest'?

But the concept of planting and gathering isn't confined to agriculture. In fact, it can be used in many walks of life, including investing.

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Understanding Risk Tolerance Is Essential for Investment Success

Of course, you've lived with yourself your entire life, so you probably have a pretty good idea of your likes and dislikes and what makes you comfortable or uncomfortable. But investing can be a different story.

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Women Business Owners: Don't Forget About Your Retirement Plan

If you are one of these owners, or thinking about becoming one, you'll always have a lot to think about when running your business, but there's also an area you can't ignore – your retirement. Specifically, you need to consider establishing your own retirement plan.

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How Can Life Insurance Help You?

Life insurance can play a sizable role in your ability to achieve some important financial goals.

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Labor Day: You Can Work to Become a Better Investor

Famed film producer Samuel Goldwyn once said: “The harder I work, the luckier I get.” And this same philosophy can apply to your investing, too – because you can indeed work to become a better investor.

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Financial Tips for Alzheimer's Caregivers

You will find few "off the rack" solutions for dealing with the financial challenges associated with Alzheimer's. For one thing, family situations can vary greatly, both in terms of the financial resources available and in the availability and capabilities of potential caregivers.

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Time to Put Excess Cash to Work?

This doesn’t mean you should make drastic changes to your portfolio. You still need to stick with the asset allocation that’s suitable for your situation, which typically involves owning a certain percentage of growth-oriented vehicles, such as stocks, and a certain percentage of fixed-income securities, such as bonds.

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How Can You Help Your Kids Pay for College?

Your first step, of course, is to know what you're up against, so here are some numbers: For the 2017-18 academic year, college costs (tuition, fees, room and board) were, on average, nearly $21,000 for in-state students at four-year, public schools and nearly $47,000 for students attending private colleges or universities, according to the College Board.

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Consider These Financial Tips for Single Women

But women still face specific obstacles. You need to be aware of these challenges – and do everything you can to overcome them.

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Where You Live as Retiree Can Affect Financial Strategies

If you, too, are thinking of moving someday, you will want to study possible locations, but you also need to be aware that where you eventually decide to live can greatly affect your savings and investment strategies – both now and during your retirement.

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What Should You Do With an Inherited IRA?

At the end of 2017, investors owned nearly $9 trillion in IRA assets, according to the Investment Company Institute, a trade association of U.S. investment companies.

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Help Protect Vulnerable Family Members from Scam Artists

Look for red flags, such as a reluctance to discuss money matters, consistently unpaid bills, unexplained withdrawals, mysterious wire transfers or a sudden need to purchase large quantities of gift cards.

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Questions to Ask Your Financial Advisor

A financial adviser is there to provide you with valuable expertise – so take full advantage of it.

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Work Toward Your Own Financial Independence Day

Your first step is to define what financial independence signifies to you. For many people, it means being able to retire when they want to, and to enjoy a comfortable retirement lifestyle.

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