NORTH ADAMS, Mass. — Berkshire Regional Planning Commission (BRPC) is announced office hours at the North Adams Public Library on Dec. 11 and 12, 2025, for technical assistance with the Home Modification Loan Program (HMLP) Application.

 

Office hours will be from 1:00 PM-4:00 PM on Dec. 11, and 10:00 AM-1:00 PM on Dec. 12.

 

HMLP is a state-funded 0 percent interest deferred payment loan for home modifications for the elderly, individuals with disabilities, and families of children with disabilities. HMLP also provides 3 percent interest loans to qualified landlords who rent homes to elderly or disabled individuals.

 

For property owners, 0 percent interest loans range between $1,000 and $50,000. No monthly payments are required. Repayment is required when the property is sold or transferred. If you own a manufactured or mobile home, 0 percent interest loans range from $1,000 to $30,000.

 

This is not a home repair program; repairs to roofs, windows, and heating systems are not eligible. Possible modifications include, but are not limited to: bathroom and kitchen modifications, ramps, stair lifts, platform lifts, sensory/therapy spaces, hard-wired alarm systems, fences, accessory dwelling units, and more. All construction work must be completed by licensed and insured contractors.

 

Applications are accepted on a rolling basis. All applications are subject to HMLP eligibility requirements.

 

For more information, visit www.cedac.org/hmlp or contact Michaela Grady at HMLP@berkshireplanning.org or 413-442-1521 ext. 55.