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The North Adams Finance Committee discussed on Monday the city's options in funding the self-insurance account.

North Adams Insurance Bill at $500K

By Tammy DanielsiBerkshires Staff
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Committee Chairman Michael Bloom, left, and member David Bond speak with Councilor Gailanne Cariddi and Administrative Officer Jay Green. Committee member Alan Marden was absent.
NORTH ADAMS, Mass. — The city will have to find $500,000 this fiscal year to fully fund its insurance accounts even as it braces for another round of state aid cuts in the coming year.

"I'm going to be making recommendations over the next few weeks that are going to be very difficult. ... But they need to made," Mayor Richard Alcombright told the Finance Committee on Monday.

Alcombright said he expected to have firmer budget numbers in a couple weeks. Budget woes and settlement talks with the public unions over the insurance issues could mean tapping into the city's more than $850,000 excess tax-levy capacity.

Bringing this year's insurance accounts up to snuff — both the Medical Insurance Trust and the Medex account — will mean dipping into the free cash count.

Several councilors had expressed concern over taking action based on a report that found the city had underfunded its self-insurance accounts for at least several years. Committee Chairman Michael Bloom called for a full audit going back further and moved to have the study referred to his committee last week.

Alcombright said state officials stated their satisfaction with the conclusions of the report by Scanlon & Associates during a conference call on Friday that included Robert G. Nunes, deputy commissioner of the Department of Revenue.


Mayor Richard Alcombright said the city could try to roll costs into next fiscal year with special legislation.
"Bob was supportive of Scanlon's report," he said. "He thought it was very credible and very well done."

The mayor said the conversation focused on the city's options. It can work on a settlement with the unions for past years but it will have to fully fund this year's account out of free cash or, if there's not enough, into the next fiscal year through special legislation. DOR would be supportive of that, he said.

The total is $500,000 — $400,000 for the insurance fund and another $100,000 for the Medex account. That line item was reduced from $525,000 last year to $400,000 this year. It, too, must be fully funded.

Committee member David Bond asked about the report's recommendations on reconciling head counts and what it meant. Councilor Gailanne Cariddi, who attended the meeting as did council President Ronald Boucher, said rumors had swirled about who was actually being covered by the city's insurance.

"We have gone through the listing on everything," said Business Manager Nancy Ziter. "Nobody is on that listing with Blue Cross Blue Shield that we cannot account for, either being an active employee, a retiree or a surviving spouse ... We can account for everything."


Business Manager Nancy Ziter explains how the city figures enrollment numbers.
The reconciliation has to do with cut-off dates and how Blue Cross Blue Shield counted enrollments, said Ziter. For example, parents forget to tell the city their children have been dropped because of age; Blue Cross doesn't count them but the city continues to. Blue Cross will do training with the city workers to ensure everyone's counting the same way, she said.

Alcombright said he has begun talks with unions about future insurance options but he didn't want to get into settlement talks until the committee was satisfied with the study. The settlement could take any number of forms, he said.

"The employees are looking for an admission that this happened, a fix going forward to know it's being done correctly and something for their pain and suffering over the years, in a sense," said the mayor. "I have no reason to not think they will be reasonable."
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Why the Massachusetts Art Community Is Worth Continued Investment

By James BirgeGuest Column
How do we quantify the value of art on society and culture? Even eye-popping figures, like the $100 million estimate for the jewels stolen from the Louvre, or the record auction last fall that saw a piece by Gustav Klimt sell for more than $236 million can't fully account for the value of the history, stories, and emotions behind the creations themselves. But beyond that, there is a measurable financial, cultural and social benefit of the arts that is often taken for granted. 

Closer to home, arts and cultural production in the Commonwealth of Massachusetts totals nearly $30 billion annually, representing more than 4 percent of the state's economic output, according to the Mass Cultural Council. All told, more than 130,000 jobs are spread across the commonwealth creating a vibrant and thriving artistic community for us all to enjoy. 

Despite the obvious impact, these figures are under threat. A recent survey by MassCreative compiled recent federal cuts to the National Endowment for the Arts, the National Endowment for the Humanities and the Institute of Museum and Library Services and identified 63 grants canceled and $4.2 million in grant funding rescinded across New England so far this year. 

The dollars, of course, are important. But they also only scratch the surface on what they bring to the community. Today, we risk losing part of the culture and identity many now take for granted. 

While others choose to look past these less tangible, but just as vital benefits, we're doing the opposite. Massachusetts College of Liberal Arts is all in to ensure the next generation retains their access to works of art, while also being empowered to create themselves. 

Last fall, MCLA officially broke ground on the new Campagna Kleefeld Center for Creativity in the Arts, which will serve as a new hub for the campus and the local community for arts programming. When complete in fall of 2027, our students will benefit, but so will all of Berkshire County and artists in the surrounding area. 

This exciting new facility is just one of the many forthcomings our region can enjoy in the coming years. Just a few miles away, anticipation builds for the Fall 2027 anticipated opening for the Williams College Museum of Art. Years in the making, the museum likewise grows from an enduring commitment to the arts, both in curriculum and in practice. Exciting times are also underway for the Clark Art Institute with the construction of a new facility to house a collection of 331 works of art, including paintings, sculptures, drawings and other works. Their wing is scheduled for completion in 2028. And listeners will no doubt enjoy the sounds and melodies from Mass MoCA Records, the latest endeavor to foster creativity and artistic pursuits through music launched in October as well. Of course, many are also awaiting the reopening of the Berkshire Museum anticipated this summer, after a tremendous renovation process to rejuvenate the experience for visitors. 

So much time, energy, and yes, dollars, have already been invested in taking these facilities from ideas and sketches and making them reality. But they represent much more than new buildings. They represent new opportunities to cultivate and accelerate the thriving arts community in Massachusetts and the northern Berkshires. 

Art, regardless of the medium, is a reflection of who we are, where we've been, and what we aspire to be. It can be inspired by hopes or fears and chronicle collective triumphs as well as tribulations. The goal of art is not only to document history, but to inspire those positioned to change it and to feel something new or even to provoke us to revisit our own assumptions or misconceptions. 

As unfathomable of a number as $30 billion can seem, boiling down the impact to any number inherently discounts the unknowable downstream effects our graduates will bring to the community and the broader world after they leave our institutions. Likewise, rescinding $4.2 million now removes a huge chunk of that growth potential.  

Justification for making these investments today when simply boiled down to dollars and cents still places us on solid ground strictly from a financial perspective that forgoes all of the intangible, but no less valuable, benefits as well.  

The arts are still worth our support. And our community will be richer for it. 

James Birge, PhD, is president of Massachusetts College of Liberal Arts in North Adams.  

 

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