Berkshire Bank opens East Greenbush branch

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Berkshire Bank has opened a full-service branch at 602 Columbia Turnpike, East Greenbush, New York. The Bank completely renovated the building which formerly housed a Resnick's Mattress store and transformed it into a state-of-the-art branch facility with drive-thru lanes, at which it offers a complete line of financial products and services, including personal and business checking and savings accounts, certificates of deposit, money market accounts, IRAs, an ATM, safe deposit boxes, residential and commercial mortgages, auto loans and a wide variety of other types of commercial and consumer loans, home equity loans, retirement products and wealth and investment management. "Berkshire Bank now has five branches and six ATMs in the Albany Capital Region and a total of 26 branches and 35 ATMs throughout our two regions of Western Massachusetts and Northeastern New York," said Michael P. Daly, President and Chief Executive Officer. "We opened our Delmar branch just one week ago and expect to open our Guilderland branch next month. In addition, I'm pleased to announce that we have received regulatory approvals for two full-service branches in Halfmoon and in Colonie, which we expect to open in the 4th quarter of this year. We continue to believe that the Albany Capital Region is a great place to do business and we're obviously delighted that we are now a part of East Greenbush." Sandra L. Fromma is Manager of the East Greenbush branch. Fromma earned an associates degree in business management from Bryant & Stratton College and joined Berkshire Bank in May 2005 as branch manager in Lee, Massachusetts. Prior to that, she was a branch manager with Charter One Bank in Albany for four years and a relationship associate with Key Bank in West Sand Lake for a year. She also held several positions in the mortgage banking industry. Fromma resides in Nassau, New York. She is in the process of becoming a member of the Ambassador's Committee for the Rensselaer County Chamber of Commerce and is an Assistant Girl Scout leader. Dawn Marie Fountain, a resident of Clifton Park, is the Assistant Branch Manager. Fountain is a senior in the Marketing and Management program at Siena College. Her prior banking experience includes four years with Charter One Bank where she was a Financial Services Representative in the Clifton Park branches and specialized in CDs, IRAs and consumer loans. Fountain is active in several community functions, including the annual Making Strides For Breast Cancer campaign. Berkshire Hills Bancorp, Inc. is the holding company for Berkshire Bank. Established in 1846, Berkshire Bank is one of Massachusetts' oldest and largest independent banks and the largest banking institution based in Western Massachusetts. The Bank is headquartered in Pittsfield, Massachusetts with branches serving communities throughout Western Massachusetts and Northeastern New York. The Bank is transitioning into a regional bank and is positioning itself as the financial institution of choice in its retail and commercial markets, delivering exceptional customer service and a broad array of competitively priced deposit, loan, insurance, wealth management and trust services, and investment products. For more information on Berkshire Hills Bancorp, Inc. or Berkshire Bank, visit www.berkshirebank.com or call 800-773-5601.
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Dalton Planners Hold Public Hearing on Tiny Homes Bylaw

By Breanna SteeleiBerkshires Staff

DALTON, Mass. — The Planning Board held a public hearing last week on a bylaw for mobile accessory dwelling units (ADU) that will be brought before a special town meeting.

For nearly two years, Amy Turnbull has been trying to amend the current ADU bylaws to allow mobile tiny homes.  

A movable tiny home is defined as a unit under 400 square feet that meets all of someone's daily needs, including sanitation, cooking, and other facilities, and which is also mobile. Most homes considered "tiny" are built on a trailer so they can be towed.

Her proposal defines a movable tiny house as a "residential property with an existing primary house, intended for year-round living," and outlines eight conditions for approval.

Among these conditions: the unit must adhere to accessory dwelling unit regulations, undergo site plan review, be licensed and registered with the state Registry of Motor Vehicles, have approved energy, water, and wastewater systems, and comply with American National Standards Institute 119.5 and National Fire Protection Association 1192 safety requirements.

Additionally, the unit must be certified for ANSI or NFPA compliance by a manufacturer or third-party inspector, including adherence to Appendix Q and the International Residential Code's structural guidelines and energy efficiency standards. The tiny house cannot move under its own power, and its undercarriage, wheels, axles, tongue, and hitch must be concealed from view. Wheels and leveling or support jacks are required to rest on a level gravel or paved surface.

Turnbull has gotten enough signatures for her petition to amend the current bylaws to add her definition of the mobile ADUs. Last Wednesday, the board held a public hearing on the petitions, which will be voted on at a special meeting.

Turnbull says she has two reasons for wanting to add this to the town's bylaws: aging in place and affordable housing.

"We need a variety of housing types in Dalton, and that we also need to address the idea that you know nearly 30 percent of our population by 2035 is going to be over 65 years old, and it's problematic because  ... there's not enough choice for these people to to age in place,"she said. "What movable tiny houses does, is it provides a less restrictive ADU. It's much cheaper to place, and it's easier to place, less time consuming. And what it offers to people is it offers people who are owners a place for their children to come and live, or a caregiver to come and live, or for the people who own their own house to come and live while they rent out their maybe their three bedroom home to a new family who wants to attend to Craneville simultaneously."

She said people need to move away from calling and treating the tiny homes as though they are trailers, as one former Planning Board member has voiced opinions on.

"That is an opinion, and I think we need to get over that, because I want to say that these are foundation homes, and that the chassis is a foundation, and it's a stick-built home on a chassis, and in very many ways it's like a modular house. I think we will not be surprised in the next 10 years if we see the market turn around and start to make smaller, tiny modular homes, but that is not the case right now, and we have a dire need for affordable housing," she said.

At a former Fire District meeting the Water Department drafted regulations for water hook-ups for these types of homes. The superintendent sent a letter to the Planning Board to be read at the meeting stating it will not be a hindrance for sewer system connection.

"The Department of Public Works does not feel that mobile ADUs will be an issue with the town sewer system. The homeowners will be responsible for any issues outside of the sewer main and connect and responsible for connecting in, so that would address any permits, fees, or anything like that would be added to that," the letter states. 

"The Water Department, as we've stated previous, and as you stated, the water department has come up with their own set of SOPs, standard operating procedures, for hooking up a an adu and a mobile adu, which will then have to meet winterization and all those, but they've laid out a plan for that, that they have, so I'd like to point that out," board Chair Robert Collins said.

One concern was raised that if someone can have a mobile ADU could they also have another tiny home on their property, including the main house. That situation is not likely, said Turnbull, as it would cost a considerable amount of money. Town Manager Eric Anderson also stated that in his former community when they adopted similar laws their first one wasn’t put in until a couple years later and then maybe one a year.

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