BMM Employee Receives Retirement Income Certified Professional Designation

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DALTON, Mass. — Berkshire Money Management's (BMM) team member, Jared Reinstein, has recently earned his Retirement Income Certified Professional (RICP) designation from the American College of Financial Services. 
 
Reinstein is a Certified Financial Planner and a fiduciary at BMM, and a graduate of SUNY Plattsburgh.
 
"The financial industry recognizes the Certified Financial Planner™ designation as the highest level of training," said BMM founder and CEO, Allen Harris. "There are only about a dozen CFPs in the county, and Berkshire Money Management has not one, not two, but three. Including Reinstein. Reinstein could have relied on his existing skills and the support of his colleagues. Instead, he embraced the continuing education culture of BMM and added to his 14 years of experience with even more training."
 
The RICP program empowers financial professionals with the knowledge they need in today's fast-growing retirement planning market. The program is tailored for financial professionals seeking to specialize in the retirement income planning field through an online format. Reinstein had to take three rigorous courses with different specialized topics related to retirement income strategies and ethics and pass three exams to receive the special designation. Additionally, participation in the annual Professional Recertification Program (PRP) is required to maintain the designation.

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Berkshire Money Management Welcomes Financial Advisor

DALTON, Mass. — Berkshire Money Management (BMM) announced that Financial Advisor PJ Gagne, AIF has joined the firm. 
 
He brings a grounded, values-based approach to financial planning, helping professionals and business owners in their 50s and 60s answer financial questions and move toward retirement with clarity and confidence.
 
Gagne specializes in guiding clients through decisions—such as when to take Social Security, how to protect their children's future, and how to turn a lifetime of hard work into long-term financial security. His collaborative planning style helps clients understand their best-case scenarios while preparing for uncertainties.
 
"PJ's ability to simplify complex decisions and help clients move forward confidently makes him a tremendous addition to our team," said Allen Harris, Founder and CEO of Berkshire Money Management. "His expertise will support our continued growth as we expand services across the region and open our new Williamstown office."
 
As the firm announced earlier this year, BMM's newest location at 136 Water Street, Williamstown will be open by appointment later this month.
 
Gagne lives in South Hadley with his wife, their children, and pets. He enjoys home projects, coaching soccer, and time with family. He holds a BA in Economics from Fairfield University and is an Accredited Investment Fiduciary (AIF).
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