Lever's Berkshire Interns Program Workshops

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NORTH ADAMS, Mass. —Lever's Berkshire Interns program will offer a series of virtual resume and cover letter workshops for college students in February and March.
 
These free workshops are open to any current college student seeking advice and information on internships and career readiness. 
 
Workshops will take place via Zoom on the following days and times:
  • Feb. 2, noon
  • March 3, 1 p.m.
  • March 28, 7 p.m.
 
Lever Workforce Programs Manager Jade Schnauber will give a brief overview of Lever's Berkshire Interns program, which places college students in paid internships at leading Berkshire Businesses along with resources and support through the duration of the internship. Jade will also offer tips and best practices for resumes and cover letters; students who attend can bring a sample resume and cover letter for review, and can ask questions about the job/internship application process. 
 
"We want to provide a resource for students that works in tandem with college career readiness programs," they said. "Lever's Berkshire Interns program has placed 105 students in internships in Western Massachusetts—because we're so familiar with internships in the area, we can offer students additional information and context, helping them feel confident about applying to internships and even recommending positions that might be a good fit." 
 

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Can you reduce the Medicare surcharge?

Submitted by Edward Jones
Before you turn 65, you'll want to become familiar with Medicare's rules and features. And if you're a high earner, you'll want to be especially aware of the Medicare premium surcharge — because, over time, it can add up to some significant dollars.
 
The premium surcharge — known as the income related monthly adjustment amount, or IRMAA — is assessed on premiums for Medicare Parts B and D, and generally is based on an individual's modified adjusted gross income (MAGI) of two years ago. So, the IRMAA for 2023 would be based on one's MAGI from 2021.
 
For someone who's married and files taxes jointly, and whose MAGI for 2021 was $194,000 or less, the Part B premium for 2023 will be $164.90 per month, and the Part D premium will be whatever amount is charged by their Medicare plan. But if their 2021 MAGI was between $194,000 and $246,000, they'll pay $230.80 (a surcharge of $65.90) for Part B and an additional $12.20 for Part D. And the IRMAA rises at different income levels, reaching a maximum of $560.50 (a surcharge of $395.60) for Part B and an additional $76.40 for Part D for a MAGI of $750,000 or more.
 
If you're unprepared for the IRMAA, it can be an unpleasant surprise. So, if you've still got a few years until you enroll in Medicare, you may want to look for ways to control your MAGI and possibly limit the surcharge.
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