Governor Opens Applications for Loan Repayments Dedicated to Early Childhood Educators

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BOSTON — The Healey-Driscoll Administration today announced the opening of applications for the Early Childhood Educator (ECE) Loan Repayment Program, the first state loan repayment program created exclusively for early education and care professionals. 
 
The program was developed through a partnership between the Departments of Higher Education (DHE) and Early Education and Care (EEC). 
 
The $15 million ECE Loan Repayment Program is designed to support workforce retention by reducing the financial burden of student loan debt for eligible educators across a variety of settings. This includes those working in Family Child Care (FCC), center-based programs, after school and out-of-school time (ASOST) programs, residential placement programs and contracted FCC systems who work directly with children, families, or other educators.  
 
The program will provide up to $7,500 per recipient per year, subject to appropriation.   
 
"If we want a strong early education system, we need to support the educators who make it possible," said Governor Maura Healey. "Early educators support children's development, help parents to participate in the workforce, and strengthening our local economies. By helping relieve the burden of student loan debt, we're making it easier for talented educators to stay in the field and continue supporting children and families across Massachusetts." 
 
To be eligible, applicants must have completed a bachelor's degree in a qualifying program of study at an eligible public or private institution of higher education in Massachusetts after July 1, 2013, and must be working in an EEC-licensed or funded early education and care program. Priority will be given to educators who have served five years or more in the field, as well as those who work in communities that predominantly serve children and families with high needs or in regions facing shortages of early education and care seats. 
 
While early educators have previously been eligible for general loan repayment opportunities throughout Massachusetts, this marks the first time the state has established a loan repayment program solely dedicated to early education and care professionals.  
 
In addition to loan forgiveness, Governor Healey's Early Education and Child Care Task Force has been focusing on expanding career pathways through higher education opportunities and the administration administers an Early Childhood Educators scholarship that helps students pay for an associates, bachelor's or?master's degree. As President Trump continues to try and make higher education more expensive, Massachusetts is making it more affordable for educators to stay in the workforce. Recently, Governor Healey called on the Trump Administration to reverse plans that would sharply limit access to low-cost federal student loans for graduate degrees in high-need, high-value fields, including education.  
 
The ECE Loan Repayment Program was developed collaboratively by DHE and EEC to ensure alignment with workforce needs and state priorities. The program received $7.5 million in the state's fiscal year 2025 (FY25) budget and an additional $7.5 million through the FY25 Fair Share supplemental budget, bringing total available funding to approximately $15 million. A portion of funding is for program development and implementation. 
 
Applications are open now through June 1, 2026, and interested educators are encouraged to apply. For more information about eligibility requirements, including qualifying programs, how to apply and upcoming information sessions, visit Mass.edu/ECELoanRepayment. 
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Elder Services Celebrates More Thann 50 Years While Navigating Federal Challenges

By Breanna SteeleiBerkshires Staff

PITTSFIELD, Mass. — Elder Services of Berkshire County celebrated 52 years at its annual meeting Friday.

Guests gathered at the Country Club of Pittsfield to honor service members and hear about healthy aging in the county from keynote speaker Beth Dugan, a gerontology professor at the Manning College of Nursing and Health Sciences at University of Massachusetts at Boston.

Executive Director Chris McLaughlin welcomed everyone and recognized community partners and board members. He said the agency is supported by 135 employees and 260 active volunteers who help bring the nonprofit's mission to life.

"As the Aging Services Access Point and Area Agency on Aging for our 32 communities, Elder Services is the trusted resource for older adults and their caregivers, supporting their desire to remain at home safely," he said. "Whether it's a referral to a community resource or to one of our many programs, it's our job to meet people during some of life's most challenging times and to help them find solutions that enable them to remain independent," he said.

McLaughlin said he thought back on last year's meeting where they worried about cuts in federal funding and programs associated with the Trump administration's dismantling of the Administration for Community Living that never materialized. While that did not affect them he raised concern about Medicaid changes expected to take effect in January, including projected reductions in federal funding to Massachusetts and loss of Medicaid eligibility for some consumers because of the implementation of Trump's "Big Beautiful Bill."

"These changes will remove $3.5 billion in federal funding for Massachusetts and Medicaid eligibility for many, including some of our consumers, with disastrous consequences," he said.

Another challenge for the agency was a cap put in place on their enrollment for their home care program.

"Our state Home Care program, our agency's largest program, deploys homemakers, home health aides, and companions to the homes of Berkshire older adults and continues to grow at unprecedented levels," McLaughlin said. "The implementation of a cap on the number of Enhanced Community Options Program consumers we can enroll has basically cut in half the number of individuals we can service in this program. These individuals qualify clinically for nursing home level of care. This cap will remain in effect for the near future." 

But they are still looking up for the future.

"We understand more than ever before that in 2027 there will be changes designed to limit state spending for older adults and this will be compounded by even more older adults becoming eligible for our services. We look forward to learning more about how the Rural Health Transformation Program will benefit older adults in Berkshire County. We are of course worried about how MassHealth changes will impact our consumers and whether the Commonwealth will reduce our funding to support those who will lose Medicaid eligibility," McLaughlin said.

"Despite these challenges we remain optimistic about the future and will respond to them as we always do,  with purpose and resilience." 

The nonprofit also highlighted its successes through the Hospital Liaison Program that works with local hospitals to help older adults return home rather than enter a nursing home. Although its original funding had ended, Berkshire Medical Center secured a grant expected to support the program for another 30 months.

Volunteers also helped more than 4,000 Berkshire residents make Medicare and other health-insurance decisions. One volunteer helped a woman undergoing chemotherapy qualify for assistance with co-pays and find grants to address an outstanding bill and was able to complete her treatments without the added stress.

The lunch also awarded Elder Services employees. Lauren Larison, Laura Sexton, Jillian Tatro, Christine Barcus, Lisa Jamros, Nichole Pervere, Janet Richardson, Fred Minkle Jr., Karen Decker, Larry Belanger, Diane Cote, and Mary Moran were recognized for five years with Elder Services. Linda Gilardi, Judith Desjardins, and Sara Dastoli were recognized for 15 years with the agency and Bill Marsh and Deb Aldrich-Jegtvig were celebrating 30 years of service. 

The meeting included a change in the board with new President Kalee Carmel taking over for Barry Kriesberg, while recognizing Teresa Caldwell on her term ending.

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